(916) 570-6000

About Us

Family-Led
Future-Focused.
Meet the father-and-son team helping Californians map out their financial futures.
Richard Breedwell

RICHARD BREEDWELL

FINANCIAL PLANNER

Richard Breedwell has worked in the financial services industry for more than 35 years, with a specific focus on helping people retire with confidence. Once a member of a big-box firm, Richard set out on his own in 1998.

MEET RICHARD
Ryan Breedwell

RYAN BREEDWELL

FINANCIAL PLANNER

Every client we meet is preparing to enter retirement for the very first time. Ryan Breedwell and the team at Capitol Planning Group have helped simplify the transition for hundreds of Californians.

MEET RYAN

Our Team

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Jared Breedwell

Financial Planner

Bio Coming Soon!

JARED BREEDWELL
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Nicholas Naccarato

Financial Planner

Bio Coming Soon!

NICHOLAS NACCARATO
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Philip Bru

FINANCIAL PROFESIONAL

In the pursuit of your financial goals, it’s important to identify priorities, understand your options, and implement a strategy. My goal is to look at your needs from a holistic viewpoint to help you prepare a comprehensive financial plan. I enjoy helping my clients plan for social security, Income in retirement, Succession planning, and Life insurance planning.

PHILIP BRU
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3074

Erika James, LUTCF

Life Underwriters Training Council Fellow Financial Professional

I started and operated Full Circle Finance and Insurance Services in Martinez, CA from 2002 to 2011. During this time, I worked with clients that were single, married, divorced, widow and widowers, to explore their options and provide direction for their individual needs. My passion is working with Baby Boomers – just like me, to prepare a roadmap for their pre and post retirement years.

ERIKA JAMES, LUTCF
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3075

Donovan Burnham

FINANCIAL PLANNER

Benjamin Franklin once said: “If you fail to plan, you are planning to fail!”  Too many Americans fall into the latter category when it comes to their finances.  I believe the reason for this is a lack of financial education.  With a B.S. in Finance from Western Governors University, I am dedicated to educating my clients while helping them reach their financial goals.  I can help you create a comprehensive financial plan and put your money to work for you.

DONOVAN BURNHAM
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Richard Breedwell

Financial Planner

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Richard Breedwell has worked in the financial services industry for more than 35 years, with a specific focus on helping people retire with confidence.

Once a member of a big-box firm, Richard set out on his own in 1998. By establishing his own independent office in the Sacramento area, he was free to offer the products and financial strategies that best serve each clients’ unique needs, not the interests of a national headquarters.

Richard has a finance degree from Golden Gate University in San Francisco and is a Registered Investment Advisor. Unlike many financial advisors, who focus solely on buying and selling securities, Richard offers holistic wealth building, helping clients make better financial decisions by providing them with the wide array of tools, education materials, and allocation strategies they need to succeed.

As a fiduciary held to the highest standards in the industry, he works alongside his son, Ryan, and the team at Capitol Planning Group to meet the individual needs of clients.

We’re proud to provide unparalleled service in all areas of financial planning, including navigating market risk, tax planning, Social Security strategies, pensions, 401(k) rollovers, long-term care, and legacy planning.

Richard is a Dave Ramsey-endorsed local financial planner as part of the Smartvestor program. When he’s not meeting with clients or working with the team at Capitol Planning Group, he enjoys spending time with Debbie, his wife of 30-plus years, and their three kids.

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Ryan Breedwell

Financial Planner

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Every client we meet is preparing to enter retirement for the very first time. Ryan Breedwell and the team at Capitol Planning Group have helped simplify the transition for hundreds of Californians.

Following in his father’s footsteps, Ryan is licensed to offer comprehensive financial planning tools, including retirement, income, and Social Security strategies, as well as life insurance products.

Finances are a big part of our lives. It’s important to plan and make prudent decisions regarding our financial future. Working together, Richard and Ryan provide step-by-step processes that allow you to maintain financial confidence in any stage of life.

License number 0K65821